(The Motley Fool) An estimated 21 of Americans have no retirement savings at all according to a 2018 study by Northwestern Mutual. But while its one thing to be in your 20s 30s 40s or even 50s without savings its another thing to reach your 60s without so much as a dollar in your IRA or 401(k). If thats your predicament you might assume that youll be destined for a life of poverty in retirement. But rather than resign yourself to that fate here are three things you can do instead. Read More